Short answer
No. The 90-day rule lets you file early; it does not shorten the five-year continuous-residence requirement. USCIS cannot naturalize you until you actually reach the required five years as a permanent resident and meet the other requirements.
Useful tool: USCIS Early Filing Calculator – check the earliest date you can file an N-400 under the 90-day early-filing rule.
Official sources and technical references
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